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Dont’sDo not use your credit card to make house hold purchases.It’s expensive in the long runDo not just pay the minimal amount. 如果你覺得‘時間就是金錢’，你需要的是，能否上門辦卡、送卡、繳款是否方便、客服電話服務質量、網上銀行的相關服務項目等。